Your Trusted Mortgage Partner in New York
Whether you're buying, refinancing, or investing — we're here to guide you every step of the way.
Our Loan Process
Simple steps to get you closer to your new home.
Pre-Approval
We'll help you get pre-approved so you know your buying power and can shop with confidence.
Find a Home
Work with your realtor to find the perfect home that fits your budget and goals.
Apply for Your Loan
We'll walk you through the application process and gather all necessary documentation.
Processing & Underwriting
Our team reviews your file to ensure everything is in place for final approval.
Closing Day
Sign the final documents, get the keys, and celebrate — you're officially a homeowner!
Nearly We Have Been Trying To Provide Those
FHA Home Loans
Flexible Financing for First-Time Buyers
Helping buyers with lower credit scores and smaller down payments achieve homeownership with confidence.
Minimum 3.5% down
Competitive interest rates
Ideal for first-time homebuyers
Conventional Home Loans
Flexible Financing for Your Home Purchase
Ideal for buyers with good credit, offering competitive rates and low down payment options.
Low down payment
Competitive rates
Flexible terms
Frequently Asked Questions
How do I get pre-approved for a mortgage?
The pre-approval process is simple. Start by filling out our online application, providing details about your income, credit, and debts. Once we’ve reviewed your financials, we’ll give you a pre-approval letter that shows how much you’re eligible to borrow.
Do you work with first-time homebuyers?
Absolutely! We specialize in helping first-time homebuyers navigate the mortgage process. Our team is here to guide you step by step, offering low down payment options and support for a smooth homebuying experience.
What types of loans do you offer?
We offer a variety of mortgage options, including Conventional Loans, FHA Loans, VA Loans, Investment Property Loans, Renovation Loans, and High Balance Mortgages. Our goal is to find the best loan program for your financial situation and homeownership goals.
How do I contact the RF Lending Team?
You can reach us at rflendingteam@gmail.com or start your application directly on our website. Our team is ready to help you throughout the mortgage process!
Testimonials
People Love Us
Makes everything work
Rob is an extremely hard working lender with excellent communication. He is someone who is familiar with every situation and will always be there to help you through anything you need. More importantly, he makes everything work for you. He's the type of lender you need.
Saad
Deer Park, NY
Great experience
I had a great experience with Roberto. He was there every step of the way answering every question I had until the end. Thanks to him I was able to close and was happy with the results. I would recommend him to anyone!
Nercy Heredia
Montgomery, NY