Home Equity Loans
Tap into your home’s equity to fund renovations, consolidate debt, or cover major expenses with predictable rates and fixed terms.
Why a Home Equity Loan?
Fixed Interest Rate
Enjoy stable monthly payments throughout the loan term.
Lump Sum Payout
Receive funds upfront for immediate use on large projects.
Longer Terms Available
Stretch repayment over 5–20 years to lower monthly costs.
Potential Tax Deduction
Interest may be tax-deductible when used for home improvements.
Who Benefits?
- Homeowners with at least 20% equity
- Those funding renovations or large expenses
- Individuals consolidating high-interest debt
- Borrowers seeking a predictable fixed rate