Mortgage Refinance

Refinance your existing mortgage to lower your rate, shorten your term, or tap into your home equity for cash-out options.

Why Refinance?

Lower Your Interest Rate: Potentially save thousands over the life of your loan.
Adjust Loan Term: Switch from a 30-year to a 15-year term for faster equity build.
Cash-Out Refinance: Access equity for home improvements or debt consolidation.

How do I know if refinancing makes sense?

If current rates are at least 0.75% lower than your existing rate, you could see significant savings.

What are closing costs?

Typical closing costs range from 2% to 5% of your loan amount; these can sometimes be rolled into the new loan.

Can I cash out equity?

Yes—cash-out refinance allows you to borrow against your equity up to certain loan-to-value limits.